BidSave - Fees

Free ATM transactions
No fees charged on Bidvest Bank ATM transactions

No transactions = no transaction fees
  • If you do not transact on the BidSave account, you do not pay any fees
  • If you do transact on the account, you can be charged from R1 to a maximum of R55* (incl VAT), regardless of the number of transactions you make.
Free internet banking subscription
For more info call 0860 11 11 77

Free point of sale transactions
No fees charged at local merchants on BidSave card purchases

No monthly administration fee

Transaction typeFee
ATM transactions
Cash withdrawals (Bidvest Bank ATM)Free
Cash withdrawals (Saswitch)R4.80 + 80c per R100.00
Balance enquiry (Bidvest Bank ATM)Free
Balance enquiry (Saswitch)R3.00
ATM prepaid top-up (Cell C, Vodago, MTN, Telkom)R4.05 + 65c per R100.00

Point of sale (POS) transactions
Purchase at point of saleFree
Purchases and cash withdrawals (domestic)R1.50
Cash withdrawals only (domestic)R1.50

Electronic funds transfer (EFT) transactions
Inward EFT credit from another bankFree
Third party paymentR3.00
Debit orderR4.00
Future dated paymentR3.00
Internal transfers - Call CentreR3.00

Internet banking
Transaction historyFree
Subscription feeFree
Balance enquiryFree
StatementFree
Internal TransferFree
Third-party paymentR3.00

General fees
First card issueFree
Card ReplacementR20.00
Additional card issueR20.00
Email third-party payment notification30c
SMS notification30c
Posted statement*R5.00
Email statementFree
Faxed statement via Call CentreR2.50 per page
Monthly account administrationFree
Fax notificationsR2.00

Branch transactions
Branch counter transactions*See below
Balance enquiry (including statement enquiry)Free

*Transactions that do not accumulate to R55.00 maximum usage fee
ATM cash withdrawal - declined (Insufficient funds)R2.80
Denied transaction (Incorrect PIN)R2.80
Daily limit exceededR2.80
Declined transaction (Insufficient funds)R2.80
Declined transaction (Incorrect PIN)R2.80
Cash deposit at Bidvest Bank50c per R100.00
Cash deposit at ABSAR3.50 + 0.5% of deposit value
Cheque deposit (10 working day clearing period)R1.10 per R100.00 - max R20.00
Over the counter cash withdrawal at Bidvest BankFree
Debit order rejectionR50.00
International withdrawal at Visa ATMR40.00
International balance enquiry at Visa ATMR5.00
Declined international cash withdrawal (Insufficient funds)R20.00
International purchase at POSR10.00
Declined transaction (Insufficient funds) at international POSR10.00
Declined transaction at international POSR10.00
Returned chequeR100.00
International currency conversion fee3% of transaction
Posted statementR5.00
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BidSave interest rates
Effective 26 March 2010
R50 - R1000        0.25%
R1001 - R25000.55%
R2501 - R50001.05%
R5001 - R10 0001.25%
R10 001 - R25 0003.30%
R25 001 - R50 0005.00%
R50 001 - R250 0005.25%
R250 000 upwards5.35%
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