Trade Finance

As an exporter, you may apply for a trade finance facility on the basis of the export contract you are lending against.

Importers have to manage both cash flow and currency fluctuations. Overseas suppliers expect part or full payment before shipment, while a local importer may have to wait for some time before on-selling the wares and restoring cash flow. In the interim, other fees have to be met, such as shipping costs, marine insurance and forwarding and clearing. We can pay an overseas supplier on your behalf whilst you are waiting to resell goods.

Our competitive rates on short-term trade finance and working capital loans attract a growing number of clients. Every application is assessed individually on merit by our credit department, taking into consideration the financial standing of your business and the collateral offered.