TERMS AND CONDITIONS FOR THE BIDVEST BANK MASTERCARD® WORLD CURRENCY CARD™ RUGBY WORLD CUP 2019 CUSTOMER COMPETITION

1. Participant
The Bidvest Bank Mastercard® World Currency Card™ Rugby World Cup 2019 Customer Competition (‘the WCC Competition’) is open to Individual customers who are 18 (eighteen) years of age or older. Employees of Bidvest Bank Limited (‘Bidvest Bank’), its agents, third parties and any persons professionally connected with this promotion will be excluded. By entering the WCC Competition, the Participant warrants that he or she is permitted by law to do so. Acceptance of these Terms and Conditions and the ‘Ticket Conditions’ is a condition of entry.

2. Rules of the WCC Competition

2.1. Period
The WCC Competition opens at 08:00am on 25 March 2019 and ends at 11:59pm on 30 June 2019 (‘the Competition Period’)

2.2. Purchase and 'Opt-in' Requirements

HOW TO ENTER

2.2.1 The Participant must purchase and load a new Bidvest Bank Mastercard® World Currency Card™ or reload an existing Bidvest Bank Mastercard® World Currency Card™ at a Bidvest Bank branch or via the Online Forex Ordering portal on Bidvest Bank’s website during the Competition Period. The minimum load or reload amount will be the applicable amount per currency as determined by Bidvest Bank at the time of the load or reload. The online ordering of foreign exchange notes is excluded from this WCC Competition.

2.2.2 Proof of identity, residential address and travel arrangements are required to purchase foreign exchange.

2.2.3 Opt-In – The Participant must ‘Opt-in’ by submitting their details online via the following website https://www.bidvestbank.co.za.

2.3 Prizes
Two participants stand a chance to win a prize each comprising of three-day hospitality packages for two people, (i.e. the winner and their companion) and include the following:

a) Two Business class return flights to Japan including all airport taxes

b) USD1,000 loaded onto the winner’s Bidvest Bank Mastercard® World Currency Card™

c) Hospitality package:

DAY 1

• Arrive in host city

• Luxury transfer to host hotel

• Check into hotel for two-night accommodation

• Dinner Reception

DAY 2

• Breakfast in hotel

• Luxury transfer to stadium

• Pre-match Mastercard Hospitality*

• Cat A tickets to semi-final match on 26 October 2019

• Luxury transfer to hotel

DAY 3

• Breakfast at hotel

• Luxury transfer to airport

• Depart host city

*Hospitality available at selected matches/stadiums

The prize and prize elements may not be separated, redeemed for cash or transferred.

2.4 Winner Selection, Notification and Acknowledgement

2.4.1 Each Participant will be entitled to one entry into the draw, irrespective of the number of Bidvest Bank Mastercard® World Currency Card™ cards purchased and/or load or reload transactions performed. Each Participant including their immediate family or household members, is only eligible to win on (1) prize.

2.4.2 The draw will take place on 19 July 2019 by Bidvest Bank.

2.4.3 The winners shall be the first and second Participants selected at random from all qualifying entries and the winners will be notified by email and by phone by 26 July 2019 using the contact details they provided in the entry.

2.4.4 Prior to the awarding of the prizes, the winners will be required to confirm acceptance of the Rugby World Cup 2019 Ticketing General Terms and Conditions (“Ticket Conditions”) by signing the enclosed acknowledgement. By accepting the prize, the winner is deemed to have accepted all the Terms and Conditions of the WCC Competition.

2.4.5 At the sole discretion of Bidvest Bank, disqualification, forfeiture and the selection of an alternate winner may result from any of the following: [1] the winner’s failure to respond to notification within three (3) days after transmission of the email notification; [2] the return of an email notification as undeliverable after three (3) attempts; [3] the return of any other notice as undeliverable; [4] the winner’s failure to provide Bidvest Bank with satisfactory proof of age, identity and residency; and [5] any other non-compliance with the WCC Competition terms and conditions; [6] if an entry is not valid or deemed to be valid in Bidvest Bank’s discretion for whatever reason; or [7] if the Participant has breached any of these terms and conditions. If a prize is forfeited, Bidvest Bank may, in its sole discretion, award or not award the forfeited prize to an alternate winner.

Bidvest Bank reserves the right to amend these Terms and Conditions and reduce or extend any Competition Period or any dates referred to in this WCC Competition

2.4.6 Where permitted by law, each winner agrees to grant to Bidvest Bank and Bidvest Bank’s licensees, affiliates and assigns, the right to print, publish, broadcast and use, worldwide, in any media, including the world wide web, at any time, the winner’s name, picture, voice, likeness and biographical information as news or information and for advertising and promotional purposes without additional consideration; and further without such additional compensation, appear for, or provide biographical information for use in, any presentation or other activity which may include filming/audio/video/electronic or other recordings and interviews as may be determined by Bidvest Bank. While not obliged to do so, Bidvest Bank may in its sole discretion, bear such reasonable costs and expenses which it deems appropriate for a winner to appear for a presentation or other activity. This consent may be withdrawn by the prize winner at the time of winning the competition.

2.4.7 Bidvest Bank shall not be responsible for any delayed, incorrect or incomplete entries for any reason whatsoever.

2.4.8 Bidvest Bank shall not be responsible for the failure of any technical issue regarding this WCC Competition that may result in an entry not being successfully submitted or received.

2.4.9 Bidvest Bank shall have the right to terminate this WCC Competition at any given time without notice of such termination. In such event, the Participant hereby waives any rights which he or she may have against Bidvest Bank and hereby acknowledge that they will have no recourse or claim of any nature against Bidvest Bank.

2.4.10 In the event of a dispute, Bidvest Bank’s decision will be final and binding in all aspects of the WCC Competition and no correspondence will be entered into with the Participant.

2.4.11 All Participants agree to be bound by these WCC Competition Terms and Conditions.

2.5 Terms and conditions of the hospitality packages

2.5.1 All prize details, including, without limitation, the exact nature and duration of the trip, will be determined by Bidvest Bank in its sole discretion

2.5.2 The prize must be utilised on the date(s) specified by Bidvest Bank or the prize will be forfeited and an alternate winner may be selected by Bidvest Bank.

2.5.3 The actual value of the prize will vary depending on winner’s city of departure and final travel requirements.

2.5.4 If any prize-related activity(s) is canceled or postponed for any reason, Bidvest Bank reserves the right to, in its sole discretion, but is not obliged to, award the balance of the prize or to award an alternate prize of equal or greater value in full satisfaction of the prize award.

2.5.5 Bidvest Bank Limited, Mastercard International Inc. and its affiliates and Rugby World Cup Limited are not responsible for travel delays or cancellations. If any prize-related activity(s) is canceled or postponed for any reason, before or after trip arrangements are made, Bidvest Bank reserves the right to, in its sole discretion, but is not obliged to, award the balance of the prize or to award an alternate prize of equal or greater value in full satisfaction of the prize award.

2.5.6 If, for any reason whatsoever, a winner and/or guest are unable to participate in the hospitality package after all trip-related arrangements have been made, Bidvest Bank shall have no further obligation to the winner and/or guest and no alternate winner will be selected

2.5.7 The winner and guest must travel on the same itinerary, must be eighteen (18) years of age or older, and are responsible for obtaining and possessing all required valid photo ID and travel documents prior to and during travel, including, but not limited to, valid passports and visas at their own cost.

2.5.8 The itinerary and hospitality package is in the discretion of Mastercard and may be subject to change. The winner and guest agree to comply with all applicable venue and hotel rules and regulations in connection with the prize.

2.5.9 Bidvest Bank Limited, Mastercard International Inc. and its affiliates and Rugby World Cup Limited will not be responsible for weather conditions, Acts of God, acts of terrorism, civil disturbances, work stoppage or any other natural disaster outside their control that may cause the cancellation or postponement of any elements of the WCC Competition or the prize.

2.5.10 All costs and expenses associated with the acceptance and use of the prize not specified herein as being awarded, including, but not limited to, all taxes, and in connection with the trip, additional air and ground transportation, food, beverages, souvenirs, gratuities, airline luggage charges, incidentals, upgrades, insurance, service charges and other miscellaneous travel expenses are winner’s sole responsibility.

2.5.11 The prize winner and guest are responsible for obtaining travel insurance (and all other forms of insurance) at their option and hereby acknowledge that Bidvest Bank has not and will not obtain or provide travel insurance or any other form of insurance.

2.5.12 No transfer, assignment, cash redemption or substitution of a prize (or portion thereof) will be permitted, except by Bidvest Bank, in its sole discretion, due to prize unavailability or other causes otherwise determined solely by Bidvest Bank, and then for a prize (or applicable portion) of equal or greater value.

2.5.13 South African Law governs this WCC Competition.

3. Rugby World Cup 2019 Ticketing General Terms and Conditions (“Ticket Conditions”)

3.1 Negative Publicity

Winners and guests shall not, while using any Rugby World Cup tickets, display or publicize any political slogans or homophobic language, images of a lewd or explicitly sexual nature, images containing logos of competitors and overt brand sponsorship or anything else deemed to be ambush marketing or an abuse of the Rugby World Cup tournament, content which is defamatory, obscene, illegal, vulgar, offensive or otherwise unsuitable or infringes others’ rights (including intellectual property rights) or reflects negatively upon either Rugby World Cup Limited (RWCL) or the Rugby World Cup tournament. Each entrant agrees and acknowledges that any breach of this clause will cause significant damage and loss to RWCL.

3.2 Use of data

Bidvest Bank may pass personal information relating to prize winners to RWCL and/or Japan Rugby 2019 (JR2019) (and any of their service providers or agents) for the purposes of monitoring the distribution and use of Rugby World Cup 2019 tickets and related experiences and, in the event of a suspected breach of any terms and conditions, rules or regulations of RWCL and/or JR 2019 relating to the use of such tickets and/or experiences, investigating and taking action against such winners.

3.3 Responsibility for Promotion

This promotion is run by Bidvest Bank with the permission of RWCL. Accordingly, Bidvest Bank is responsible for the operation of and all matters and concerns relating to the promotion, not RWCL or any other persons involved in the staging of Rugby World Cup 2019 (including JR2019) and World Rugby (formerly the International Rugby Board), all of whom shall not be responsible for or liable to Participants in any way whatsoever in connection with this WCC Competition.

Bidvest Bank reserves the right to cancel or amend this WCC Competition due to events or circumstances beyond its control or otherwise.

3.4 Prevailing Terms and Conditions

The Rugby World Cup 2019 General Terms and Conditions prevail over any other conflicting terms.