Personal Banking for Individuals

Personal Savings and Investment Accounts

Looking for a basic savings account, fixed deposit account, or wanting to invest money overseas? There’s a personal deposit or investment product for you that comes with saving period options at highly competitive interest rates.


Whether you’re looking to invest your money or simply want a safe place to keep it, there’s an account that suits your needs.

Investors can choose from short term Fixed Deposits from as little as one month, to more flexible Call Accounts for unlimited investment periods. Of course, for those wanting to take their money even further, a Bidvest Bank Foreign Currency  Account allows you to invest offshore, while the Notice Account is an investment account that allows you more flexibility

Call Account
Save and earn interest while having access to your money

Notice Account
Flexible investment periods from as little as 41 days

Fixed Deposit Account
Earn higher interest for an investment period from 2 – 12 months

Foreign Currency Account
Invest in foreign money either locally or abroad

Personal Investment Account Downloads
Bidvest Bank Deposit Rates as at 23 October 2018

Compare Personal Banking Products

Which product is right for you?  


Bidvest Bank Account™

Call Account

Notice Account

Fixed Deposit Account

Foreign Currency Account


Basic transactional savings.


Notice deposit investment.

Fixed deposit investment.


Main benefit and Uses

Unlimited banking for no more than R85.00* per month.

Save while earning competitive interest rates.

Choose an investment period from as little as 41 days up to 12 months.

Choose an investment period from 2 – 12 months.

Investing in foreign currency can earn competitive interest rates.

What makes it unique

Inter-account transfer with World Currency Card™

You can save and earn interest while having access to your money.            


More flexible than a Fixed Deposit Account because you can make additional deposits and partial withdrawals during the term.

Earns you higher interest because your funds are invested for a fixed term.

Allows you to invest either locally or abroad.

Who it is best suited for

Anyone in need of a basic savings account.
Frequent travellers with a World Currency Card™.

Anyone with extra funds to invest, but also those that need quick access to those funds.

Anyone who has extra funds of a minimum of R5,000.00 to invest for a fixed term but want the flexibility to transfer additional funds as well as withdraw funds in emergencies at a fee.

Anyone who has extra funds of a minimum of R10,000.00 that they won’t need access to for a certain period of time.

Convenient for those who make regular foreign currency transactions and for frequent travellers.

* Over-the-counter fees, declined or denied transaction fees, and international transaction fees are not included in the monthly fee and are charged per transaction. See additional Bidvest Bank Account™ Fees