Bidvest Bank Account™ Rates
Rates effective 29 March 2018. Rates are indicative and subject to change. |
R50 - R10,000 | 0.33% |
R10,001 - R25,000 | 1.45% |
R25,001 - R50,000 | 3.40% |
R50,001 - R250,000 | 3.60% |
R250,000 upwards | 4.50% |
Bidvest Bank Account™ - Fees
Find out what you would pay for general services and notifications, over-the-counter transactions and services, ATM transactions, point-of-sale transactions, and online transactions.
Please note: Prices increase annually
Fees are inclusive of VAT and are subject to change.
Transact account fees |
Description |
Fee |
Fees included in the monthly R85.00* capped fee |
First card issue |
Free |
Monthly account administration fee |
R22.00 |
ATM TRANSACTIONS |
Cash withdrawals (Bidvest Bank ATM) |
R5.50 |
Cash withdrawals (Saswitch-only first three transactions included in capped fee) |
R9.60 + R1.40 per R100.00 |
Balance enquiry (Bidvest Bank ATM) |
R3.50 |
Balance enquiry (Saswitch) |
R5.00 |
POINT OF SALE (POS) TRANSACTIONS |
Purchase at POS |
Free |
Purchase and cash-back (domestic) |
R3.00 |
Cash withdrawal (domestic) |
R4.00 |
ELECTRONIC FUNDS TRANSFER (EFT) TRANSACTIONS |
Inward EFT credit from another bank |
Free |
Debit order |
R9.00 |
Future-dated payment |
R7.00 |
Create/amend/cancel stop order |
R11.00 |
INTERNET BANKING |
Transaction history |
Free |
Subscription fee |
Free |
Balance enquiry |
Free |
Statement |
Free |
Internal transfer |
Free |
Third-party payment |
R7.00 |
OTHER FEES |
SMS notification |
R0.85 |
Posted statement |
R10.50 |
Faxed notification |
R5.50 |
Faxed statement via customer support centre |
R7.00 per page |
Third-party payment email notification |
R0.80 |
Prepaid airtime top-up at Bidvest Bank ATMs (Cell C, Vodacom, MTN, Telkom) |
R4.50 + R0.65 per R100.00 |
Temporary/permanent withdrawal limit increase |
Free |
Daily limit exceeded |
R8.00 |
Fees excluded from the monthly R85.00* capped fee |
Card replacement (domestic) |
R52.00 |
Additional card issue |
R52.00 |
Declined ATM cash withdrawal (insufficient funds) |
R8.00 |
Declined POS transaction (incorrect PIN) |
R8.00 |
Declined POS transaction (insufficient funds) |
R8.00 |
Declined ATM transaction (incorrect PIN) |
R8.00 |
Cash deposit at Bidvest Bank branch |
0.80% of deposit value |
Cheque deposit (10 working day clearing period) |
R1.15 per R100.00 – max R22.00 |
Over-the-counter cash withdrawal at Bidvest Bank branch |
1.25% of withdrawal – min R20.00 |
Debit order rejection |
R27.00 |
Debit order disputes under 40 days |
R27.00 |
Debit order disputes over 40 days |
R105.00 |
Unsuccessful dispute |
R52.00 |
EFT recall |
R250.00 |
Internal transfer (through support centre/branch) |
R105.00 |
Third-party payment (through support centre/branch) |
R105.00 |
International withdrawal at Visa-accredited ATM |
R52.00 |
International balance enquiry at Visa-accredited ATM |
R8.00 |
Declined international ATM cash withdrawal |
R32.00 |
International card purchase at merchant |
R18.00 |
Declined card transaction at international merchant |
R18.00 |
Returned cheque |
R105.00 |
International currency conversion fee |
6% of transaction value |