Bidvest Bank Account™ Rates

Rates effective 29 March 2018. Rates are indicative and subject to change.
R50 - R10,000        0.33%
R10,001 - R25,0001.45%
R25,001 - R50,0003.40%
R50,001 - R250,0003.60%
R250,000 upwards4.50%

 

Bidvest Bank Account™ - Fees

Find out what you would pay for general services and notifications, over-the-counter transactions and services, ATM transactions, point-of-sale transactions, and online transactions.

Please note: Prices increase annually

Fees are inclusive of VAT and are subject to change.

Transact account fees

Description Fee
Fees included in the monthly R85.00* capped fee
First card issue Free
Monthly account administration fee R22.00
ATM TRANSACTIONS
Cash withdrawals (Bidvest Bank ATM) R5.50
Cash withdrawals (Saswitch-only first three transactions included in capped fee) R9.60 + R1.40 per R100.00
Balance enquiry (Bidvest Bank ATM) R3.50
Balance enquiry (Saswitch) R5.00
POINT OF SALE (POS) TRANSACTIONS
Purchase at POS Free
Purchase and cash-back (domestic) R3.00
Cash withdrawal (domestic) R4.00
ELECTRONIC FUNDS TRANSFER (EFT) TRANSACTIONS
Inward EFT credit from another bank Free
Debit order R9.00
Future-dated payment R7.00
Create/amend/cancel stop order R11.00
INTERNET BANKING
Transaction history Free
Subscription fee Free
Balance enquiry Free
Statement Free
Internal transfer Free
Third-party payment R7.00
OTHER FEES
SMS notification R0.85
Posted statement R10.50
Faxed notification R5.50
Faxed statement via customer support centre R7.00 per page
Third-party payment email notification R0.80
Prepaid airtime top-up at Bidvest Bank ATMs (Cell C, Vodacom, MTN, Telkom) R4.50 + R0.65 per R100.00
Temporary/permanent withdrawal limit increase Free
Daily limit exceeded R8.00
Fees excluded from the monthly R85.00* capped fee
Card replacement (domestic) R52.00
Additional card issue R52.00
Declined ATM cash withdrawal (insufficient funds) R8.00
Declined POS transaction (incorrect PIN) R8.00
Declined POS transaction (insufficient funds) R8.00
Declined ATM transaction (incorrect PIN) R8.00
Cash deposit at Bidvest Bank branch 0.80% of deposit value
Cheque deposit (10 working day clearing period) R1.15 per R100.00 – max R22.00
Over-the-counter cash withdrawal at Bidvest Bank branch 1.25% of withdrawal – min R20.00
Debit order rejection R27.00
Debit order disputes under 40 days R27.00
Debit order disputes over 40 days R105.00
Unsuccessful dispute R52.00
EFT recall R250.00
Internal transfer (through support centre/branch) R105.00
Third-party payment (through support centre/branch) R105.00
International withdrawal at Visa-accredited ATM R52.00
International balance enquiry at Visa-accredited ATM R8.00
Declined international ATM cash withdrawal R32.00
International card purchase at merchant R18.00
Declined card transaction at international merchant R18.00
Returned cheque R105.00
International currency conversion fee 6% of transaction value