| Description |
Fee |
| Fees included in the monthly R82.00* capped fee |
| First card issue |
Free |
| Monthly account administration fee |
R22.00 |
| ATM TRANSACTIONS |
| Cash withdrawals (Bidvest Bank ATM) |
R5.00 |
| Cash withdrawals (Saswitch-only first three transactions included in capped fee) |
R9.50 + R1.40 per R100.00 |
| Balance enquiry (Bidvest Bank ATM) |
R3.00 |
| Balance enquiry (Saswitch) |
R4.50 |
| POINT OF SALE (POS) TRANSACTIONS |
| Purchase at POS |
Free |
| Purchase and cash-back (domestic) |
R2.50 |
| Cash withdrawal (domestic) |
R3.50 |
| ELECTRONIC FUNDS TRANSFER (EFT) TRANSACTIONS |
| Inward EFT credit from another bank |
Free |
| Third-party payment |
R5.00 |
| Debit order |
R8.00 |
| Future-dated payment |
R8.00 |
| Internal transfer |
R8.00 |
| Create/amend/cancel stop order |
R10.00 |
| INTERNET BANKING |
| Transaction history |
Free |
| Subscription fee |
Free |
| Balance enquiry |
Free |
| Statement |
Free |
| Internal transfer |
Free |
| Third-party payment |
R6.50 |
| OTHER FEES |
| SMS notification |
R0.80 |
| Posted statement |
R10.00 |
| Faxed notification |
R5.00 |
| Faxed statement via customer support centre |
R7.00 per page |
| Third-party payment email notification |
R0.75 |
| Prepaid airtime top-up at Bidvest Bank ATMs (Cell C, Vodacom, MTN, Telkom) |
R4.45 + R0.65 per R100.00 |
| Temporary/permanent withdrawal limit increase |
Free |
| Daily limit exceeded |
R7.50 |
| Fees excluded from the monthly R82.00* capped fee |
| Card replacement (domestic) |
R50.00 |
| Additional card issue |
R50.00 |
| Declined ATM cash withdrawal (insufficient funds) |
R7.50 |
| Declined POS transaction (incorrect PIN) |
R7.50 |
| Declined POS transaction (insufficient funds) |
R7.50 |
| Declined ATM transaction (incorrect PIN) |
R7.50 |
| Cash deposit at Bidvest Bank branch |
0.80% of deposit value |
| Cheque deposit (10 working day clearing period) |
R1.10 per R100.00 – max R20.00 |
| Over-the-counter cash withdrawal at Bidvest Bank branch |
1.25% of withdrawal – min R20.00 |
| Debit order rejection |
R25.00 |
| Debit order disputes under 40 days |
R25.00 |
| Debit order disputes over 40 days |
R100.00 |
| Unsuccessful dispute |
R50.00 |
| EFT recall |
R250.00 |
| Internal transfer (through support centre/branch) |
R100.00 |
| Third-party payment (through support centre/branch) |
R100.00 |
| International withdrawal at Visa-accredited ATM |
R50.00 |
| International balance enquiry at Visa-accredited ATM |
R7.00 |
| Declined international ATM cash withdrawal |
R30.00 |
| International card purchase at merchant |
R17.00 |
| Declined card transaction at international merchant |
R17.00 |
| Returned cheque |
R100.00 |
| International currency conversion fee |
6% of transaction value |