Bidvest Bank Account™ Rates

Rates effective 15 November 2017. Rates are indicative and subject to change.
R50 - R10,000        0.58%
R10,001 - R25,0001.70%
R25,001 - R50,0003.65%
R50,001 - R250,0003.85%
R250,000 upwards4.75%

 

Bidvest Bank Account™ - Fees

Find out what you would pay for general services and notifications, over-the-counter transactions and services, ATM transactions, point-of-sale transactions, and online transactions.

Please note: Prices increase annually

Fees are inclusive of VAT and are subject to change.

Transact account fees

Description Fee
Fees included in the monthly R82.00* capped fee
First card issue Free
Monthly account administration fee R22.00
ATM TRANSACTIONS
Cash withdrawals (Bidvest Bank ATM) R5.00
Cash withdrawals (Saswitch-only first three transactions included in capped fee) R9.50 + R1.40 per R100.00
Balance enquiry (Bidvest Bank ATM) R3.00
Balance enquiry (Saswitch) R4.50
POINT OF SALE (POS) TRANSACTIONS
Purchase at POS Free
Purchase and cash-back (domestic) R2.50
Cash withdrawal (domestic) R3.50
ELECTRONIC FUNDS TRANSFER (EFT) TRANSACTIONS
Inward EFT credit from another bank Free
Third-party payment R5.00
Debit order R8.00
Future-dated payment R8.00
Internal transfer R8.00
Create/amend/cancel stop order R10.00
INTERNET BANKING
Transaction history Free
Subscription fee Free
Balance enquiry Free
Statement Free
Internal transfer Free
Third-party payment R6.50
OTHER FEES
SMS notification R0.80
Posted statement R10.00
Faxed notification R5.00
Faxed statement via customer support centre R7.00 per page
Third-party payment email notification R0.75
Prepaid airtime top-up at Bidvest Bank ATMs (Cell C, Vodacom, MTN, Telkom) R4.45 + R0.65 per R100.00
Temporary/permanent withdrawal limit increase Free
Daily limit exceeded R7.50
Fees excluded from the monthly R82.00* capped fee
Card replacement (domestic) R50.00
Additional card issue R50.00
Declined ATM cash withdrawal (insufficient funds) R7.50
Declined POS transaction (incorrect PIN) R7.50
Declined POS transaction (insufficient funds) R7.50
Declined ATM transaction (incorrect PIN) R7.50
Cash deposit at Bidvest Bank branch 0.80% of deposit value
Cheque deposit (10 working day clearing period) R1.10 per R100.00 – max R20.00
Over-the-counter cash withdrawal at Bidvest Bank branch 1.25% of withdrawal – min R20.00
Debit order rejection R25.00
Debit order disputes under 40 days R25.00
Debit order disputes over 40 days R100.00
Unsuccessful dispute R50.00
EFT recall R250.00
Internal transfer (through support centre/branch) R100.00
Third-party payment (through support centre/branch) R100.00
International withdrawal at Visa-accredited ATM R50.00
International balance enquiry at Visa-accredited ATM R7.00
Declined international ATM cash withdrawal R30.00
International card purchase at merchant R17.00
Declined card transaction at international merchant R17.00
Returned cheque R100.00
International currency conversion fee 6% of transaction value